We recommend that borrowers have credit scores of at least 660 (preferably 680) and sufficient income to support repayment if you want to improve your chances of getting approved.
Marcus is owned and operated by Goldman Sachs, so there’s a well-known bank behind the name.
To qualify for a Payoff debt consolidation loan, you will need a FICO credit score of 660 and a debt-to-income ratio of 50% or less.
You will also have to have at least three years of credit history, two open and satisfactory lines of credit and no more than one installment in the last 12 months.
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